Last Updated: October 2025

Welcome to Back Bay Capital (“Company,” “we,” “our,” or “us”).

By accessing or using our website at https://backbaycap.com (the “Site”), submitting your information, or interacting with our communications, you agree to be bound by these Terms & Conditions (“Terms”).

If you do not agree to these Terms, please do not use this Site.

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1. Purpose of the Site

Back Bay Capital provides digital marketing, lead generation, and funding-related consultation services for businesses and individuals. The Site allows users to request information, schedule consultations, and receive follow-up communications.

We are not a direct lender or financial institution. Any funding or financial product mentioned is provided through third-party partners or referral networks, and is subject to their independent terms, underwriting, and legal requirements.

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2. User Eligibility

By using our Site, you represent that:

- You are at least 18 years old.

- You are legally capable of entering into binding contracts.

- All information you provide to us is true and accurate.

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3. Consent to Communications

By submitting a form, opting in via web form, or providing your contact information, you expressly consent to receive communications from Back Bay Capital and its representatives, including:

- Text (SMS/MMS) messages

- Ringless voicemail messages (RVM)

- Phone calls (manual or automated)

- Emails regarding your inquiry or related services

You understand that:

- Message and data rates may apply.

- Message frequency may vary.

- You may opt out at any time by replying STOP to SMS messages or by contacting us directly.

- For help, reply HELP or email [email protected].

Your consent is not a condition of purchase or service.

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4. Privacy

Your privacy is important to us. Please review our Privacy Policy at https://backbaycap.com/privacy-policy to understand how we collect, use, and safeguard your information.

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5. Intellectual Property

All content on this Site — including text, graphics, logos, and software — is the property of Back Bay Capital or its licensors and is protected by copyright and intellectual property laws.

You may not copy, distribute, modify, or create derivative works from our content without prior written consent.

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6. Prohibited Activities

You agree not to:

- Use the Site for any unlawful, fraudulent, or deceptive purpose.

- Attempt to interfere with the Site’s security or infrastructure.

- Submit false, misleading, or unauthorized information.

- Resell or redistribute data obtained through the Site.

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7. Third-Party Links and Partners

The Site may contain links to third-party websites or service providers. These are provided for convenience only. We do not control, endorse, or assume responsibility for any third-party content or services.

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8. No Guarantee of Outcomes

Back Bay Capital does not guarantee approval, financing, or specific results. Any references to success rates, opportunities, or offers are illustrative only and subject to individual qualifications and third-party review.

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9. Limitation of Liability

To the fullest extent permitted by law, Back Bay Capital shall not be liable for any indirect, incidental, or consequential damages arising from the use of this Site or any communications from us.

Your sole remedy for dissatisfaction with the Site or services is to discontinue use.

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10. Indemnification

You agree to indemnify and hold harmless Back Bay Capital, its affiliates, officers, employees, and partners from any claims, losses, or liabilities arising out of your use of the Site, your communications with us, or your violation of these Terms.

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11. Governing Law

These Terms are governed by the laws of the State of Wyoming, without regard to its conflict-of-law provisions. Any disputes shall be resolved in the appropriate courts located in Wyoming, United States.

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12. Changes to These Terms

We may update these Terms from time to time. Updates will be reflected with a new “Last Updated” date at the top of this page. Continued use of the Site after such changes constitutes your acceptance of the revised Terms.

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13. Contact Us

If you have any questions about these Terms, your communications preferences, or compliance matters, please contact:

Back Bay Capital

30 N Gould St, Suite R

Sheridan, WY 82801

Email: [email protected]